Independent.  Comprehensive.  Focused On You.

Phase Four Financial Solutions is a Financial Life Management & Retirement Coaching firm in central San Diego working with clients like you: optimistic about your future, having significant goals to accomplish for you and your family, and who want an advisory team comfortable having high-level goal & vision discussions combined with the experience to assess & freedom to implement the appropriate financial solutions.  

“Do you have a clear vision of how you want to spend your time in retirement?

What We Do at a Glance

  • Fee-Based Financial Planning
  • Wealth Management / Investment Advisory Services
  • Retirement Planning & Transition Coaching
  • Education Funding for Children & Grandchildren
  • Life & Disability Insurance Analysis
  • Traditional & Asset-Based Long Term Care Funding
  • Social Security & Pension Optimization & Other Retirement Income scenario planning

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Experience the Phase 4 Process

Common Concerns We Advise Our Clients On

"what kind of lifestyle will i be able to afford in retirement?"  


"How do i balance all of my competing goals and save for retirement?"


"How do i put the right protections in place for the unexpected?"


"How do i determine where and how to withdraw funds from investments to provide for retirement income?"